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Welcome to Medicare of Michigan, Scott Derkacz is a top insurance agent serving the New Baltimore area.

Scott Specializes in Health Insurance for clients 65 and under as well as Medicare products for Seniors. Scott also offers several different AAA rated insurance lines; life, dental and vision, small group products and investment products such as annuities

Important Information if you are turning 65 and are shopping Medicare Insurance in Michigan.

Medicare provides benefit payments for three broad categories of medical treatment: hospital (emergencies and surgeries), medical (doctors and treatments), and pharmaceutical (medicines).

    There are four parts of Medicare Insurance Coverages: Part A, Part B, Part C, and Part D.

  • Part A provides inpatient/hospital coverage.
  • Part B provides outpatient/medical coverage.
  • Part C offers an alternate way to receive your Medicare benefits.
  • Part D provides prescription drug coverage.
  • Your Initial Enrollment Period (IEP) is 7 months long. It includes your 65th birthday month plus the 3 months before and the 3 months after.
  • Your IEP begins and ends one month earlier if your birthday is on the first of the month.
  • Your IEP is based on your 25th month of receiving benefits if you become eligible for Medicare due to a qualifying disability.
  • You should be enrolled in Part A and Part B automatically at age 65 if you are receiving social security
  • Medicare will mail your card to you.

  • Call Scott Scott Derkacz to go over your Michigan Medicare Insurance options.

    586-484-7887
    Scott.Derkacz@outlook.com

    "We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options."

CONTACT US

Call Scott Scott Derkacz to go over your Michigan Medicare Insurance options.

586-484-7887
Scott.Derkacz@outlook.com

Scott Derkacz is recognized as one of the top Medicare health insurance agents in New Baltimore, Michigan and works with several

top rated health & life insurance carriers.

Call Scott Scott Derkacz to go over your Michigan Medicare Insurance options.

586-484-7887
Scott.Derkacz@outlook.com

Best Medicare Advantage Plans in Michigan

When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get your Medicare coverage—Original Medicare (Part A and Part B) or a Medicare Advantage Plan (Part C). Some people need to get additional coverage, like Medicare drug coverage or Medicare Supplement Insurance (Medigap).

Scott takes all of the confusion about turning 65 and having to choose a Medicare option.

Fill out the easy quote form: compare your coverage options and Scott will help you decide what coverage is right for you.

Call Scott Scott Derkacz to go over your Michigan Medicare Insurance options.

586-484-7887
Scott.Derkacz@outlook.com

Medicare Advantage Plans

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This coverage includes:

  • Hospital (Part A)
  • Medical (Part B)
  • Drugs
  • Help with out-of-pocket costs
  • Use of any doctor or hospital that takes Medicare, across the U.S.
  • Vision, hearing, dental, and more
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ADVANTAGE PLANS Explained

  • All Hospital (Part A) and Medical (Part B) benefits provided by Medicare-approved private companies.
  • Use doctors and hospitals in the plan's network (for non-emergency or non-urgent care).
  • Most plans include drug coverage.
  • Many plans include extra benefits, like vision, hearing, dental, and more.
  • Yearly limit on out-of-pocket costs.
Learn more about Medicare Advantage Plans.
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Medicare Insurance

For seniors, these policies can provide peace of mind and simplify monthly costs for Medicare. Without a Medigap plan, policyholders of Original Medicare will find that tracking deductibles and paying for regular medical treatment out of pocket can become cumbersome.

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Best cheap Medicare supplement: Plan K

If you are interested in the cheapest Medigap policy that still provides some coverage for Original Medicare costs, you may want to look into Plan K.

Plan K is significantly different from many other Medicare policies since it provides only 50% coverage for Medicare Part B coinsurance, blood, Part A hospice, and skilled nursing.

Scott Derkacz Understands all of the rules and regulations that are required in the state of Michigan for Medicare Insurance. With over 7 years of helping seniors retire healthy...

Scott has built a reputation for being straightforward, honest, and reputable.


Clients Bragging About Us

Call Scott Scott Derkacz to go over your Michigan Medicare Insurance options.

586-484-7887
Scott.Derkacz@outlook.com

Free Medical Consultation

We provide a free medical consultation for our patients, Once you submit the request, our office will contact you within one business day to schedule your appointment.

  • Explain your health concerns.
  • A Specialist will answer your questions.
  • Review your case documents.
  • Follow up your medical condition.
  • Check your surgery result.

Request a Free Consultation

Available for limited time.

Schedule a FREE Consultation

Call Scott Scott Derkacz to go over your Michigan Medicare Insurance options.

586-484-7887
Scott.Derkacz@outlook.com